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Author Archives: youngmoneyfinance
8 Bad Financial Habits to kick today
1) Not saving anything for retirement. Come on, nothing? Who’s gonna take care of you when you get older? At least try to save 1% to 2% of your salary per month. That could be like $50 per month, we … Continue reading
Sunk Costs…how we can just learn to move on already
Being the nerdy financial blogger that I am, I recently was having a discussion with a friend on the idea of sunk costs. We came to the conclusion that sunk costs play a huge role in our lives and yet … Continue reading
1 Year Anniversary
One year ago I had this crazy notion that there were other young professionals out there who would be interested in listening to what I had to say about personal finance. I was just this pretty average yopro (young professional…don’t … Continue reading
The 75% Rule
Payday, it’s everybody’s favorite day of the week. We finally get to see something for all the hard work we’ve put in. When the check finally clears in the bank, what’s your strategy to disperse your money? Do you have … Continue reading
Posted in Attitude
Tagged 75% rule, Big picture, debt, money management, Retirement, savings
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Store Credit Cards: What’s the real deal?
We’ve all seem them, almost every time we’re in a store at the checkout. “Would you like to sign up for a ‘xxx store’ credit card today? You can save $50 on your purchase today by doing so.” The offer … Continue reading
Help with New Year’s Resolutions
Hey there! Happy New Year to you. How is your 2014 looking so far? Did you make any good resolutions to better yourself this year? How are those going so far? How many times have you made it to the … Continue reading
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2014: The Year of the BHAG
As we prepare to close the books on 2013, there is always a great deal of reflection of the past year and anticipation for the coming year. We’ll look back and remember the good times, and reflect on the bad … Continue reading
Posted in Attitude, Uncategorized
Tagged BHAG, goal, house, New Year, New Year Resolution, Resolution
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Seven free (or cheap) gifts that you can give this Holiday season
Nothing can be more stressful this time of year than not knowing what to give for gift exchanges. Whether it’s the Secret Santa at work or gift giving among friends and families, it can certainly be a stressful time. The … Continue reading
Charitable donations at year end
If you’re anything like me, you’re probably bombarded this time of year with requests from charities for donations. Whether it’s the Salvation Army ringing bells at the local department store or calls from your alma mater guilt tripping you into … Continue reading
The Trap of Contentment
The other day I was sitting back taking inventory of my finances. I’ve recently gotten a raise at work and the state of my finances certainly reflected that. I’ve been contributing 10% to my retirement fund and my balance has … Continue reading